05 CHEATS ARRESTEDFOR DUPING HDFC BANK LTD BY PREPARING FORGED CHEQUE AND WITHDRAWING Rs.51 LACS The police team of PS Keshav Puram hasbusted a gang of cheats and arrested 05 persons for fraudulently withdrawingRs.51 lacs from HDFC Bank, Keshav Puram on the basis of forged instruments ofM/s LIC Housing Finance Ltd. Asaf Ali Road, Delhi. BRIEF FACTS: On 26.05.2016, Mr Varinder SinghArora, Senior Manager, HDFC Bank, WBO, A-111, Sec 4, Noida, UP presented a complaintat PS Keshav Pura regarding cheating and forgery. The complainant had alleged that one SanjayKumar Sapra S/O K.L. Sapra R/o G-22/58, 1st floor, Sector 7, RohiniDelhi having an account at State Bank of Travancore, Branch Keshav Puram,Wazirpur, Delhi presented a forged financial instrument of drawer M/s LICHousing Finance Ltd maintaining account with HDFC Bank, Kailash Building, KGMarg, New Delhi amounting to Rs.51 Lacs. The cheque was duly honored by HDFC Bankin CTS clearing on dated 29/30.04.2016 in due course on the strength of the imageof the instrument and verifying the drawer’s signature and without negligence. Later on M/s LIC Housing Finance Ltd., AsifAli Road, Delhi disputed the transaction and maintained that they have notissued this cheque in favour of alleged Sanjay Kumar Sapra. The account holderwithdrew the whole amount through RTGS in the account of M/S Mahadev TradingCompany and by cash transactions from various ATMs. In this regard, on the basis of complaint ofSr Manager, HDFC Bank, NOIDA, a case vide FIR No. 397/16 u/s420/468/471/120B/34 IPC dated 31/05/16 PS Keshav Puram was registered and takenup for investigation. During the course of investigation,the bank statement of the concerned bank account holders and LIC Housing Financewere obtained and it came on record that one Sanjay Kumar Sapra S/o K.L. SapraR/o G-22/58, 1st floor, Sector 7, Rohini Delhi was interested tosell his property at Plot No. 34, Pkt-9, Sec 22, Rohini, Delhi. Sh Manoj Dudeja S/o Nand Lal R/o D-15/125,Sec-3, Rohini Delhi was interested to purchase the said property and hadapplied for a housing loan from LIC Housing Finance for the amount of Rs.51Lacs. His loan was sanctioned and the cheque was prepared by LIC HousingFinance in the name of the owner of the property Sh Sanjay Kumar Sapra. Lateron 15.04.2016, Sh Manoj Dudeja did not fulfill the terms and conditions imposedby the LIC Housing Finance and hence his loan was held up and the said originalcheque was not disbursed to him. POLICE TEAM:- A police team under the supervision ofShri Vikas Kumar, IPS, ACP/Ashok Vihar and leadership of Inspr K.S.N. Subudhi,SHO/PS Keshav Puram consisting of SI Mahendra Partap, SI Virender Kumar, SISudhir, HC Sawroop, HC Sonu Rathi, Ct. Narinder and Ct. Roshan was constitutedto investigate the case. As no clue wasavailable to link and identify the accused persons involved, the CCTV footageof the State Bank of Travencore was thoroughly screened as the Rs.45 lac wastransferred to some other account through RTGS from this Branch. While screening the video footage, one of thesuspects was identified as Roshan Manchanda who had an account in thatBank. The address mentioned in theaccount detail was A-1/16, Keshav Puram taken on rent by Pankaj Sachdeva. When the photograph was shown in theneighbourhood, it came to notice that both Roshan Manchanda and Pankaj Sachdevaare one and the same person. However,Roshan Manchanda@ Pankaj Sachdeva had shifted residence from that place. With the help of local enquiries, the presentlocation of Roshan Manchanda@Pankaj Sachdeva was identified as C-4/137. Constant surveillance was deployed at thisaddress and the other suspect Amichand was spotted and arrested with PuneetChandok on 09.06.2016. Duringinterrogation, it came to know that accused Puneet Chandok S/o Lt KuldeepChandok was resident of D-17/120, 1st floor, Sec 3, Rohini, Delhiand Amichand S/o Ganesh Ram R/o D1/41B, Budh VIhar, Delhi were arrested fromC-4/137A, Keshav Puram, Delhi on 09.06.2016. Flat No.C-4/137 was taken on rent on the ID ofPankaj Sachdeva@Roshan Manchanda. The said forged cheque was presented, in thefake account of Sanjay Kumar Sapra at State Bank of Travancore, Branch KeshavPuram, Wazirpur, Delhi. The said bank account was also opened on forgeddocuments i.e. voter ID Card and PAN card of Sanjay Kumar Sapra and photo ofco-accused Amichand. They presented the said forged cheque instrument in thesaid fake account of Sanjay Kumar Sapra and the cheque was cleared on 30.04.2016and credited in the fake account. Thereafterthe accused persons Amichand and Puneet withdrew Rs.3 lacs in cash from thebank and Rs.3 lacs through ATM withdrawals. They also transferred the cheated amount Rs.45lacs, in the account of M/s Mahadev Trading Company, which belongs to accusedAmichand S/o Ganesh Ram R/o D1/41B, Budh VIhar, Delhi. PROFILEOF ACCUSED PERSONS ARRESTED 1. Amichand(40 years) S/o Ganesh Ram R/o D1/41B, Budh VIhar, Delhi, Permanent AddressVillage Tascola, Tehsil Kotputli, Distt. Jaipur, Rajasthan. He is a Graduate from Jaipur University. Cash amounting to Rs.2 lac and forged IDs ofSanjay Kumar Sapra, Original IDs of Amichand, and photographs of Sanjay KumarSapra were recovered from his possession. 2. PuneetChandok (24 years0 S/o Lt Kuldeep Chandok R/o D-17/120, 1st floor,Sec 3, Rohini, Delhi, Permanent Address B-2/03, Nirmal Chaya, VIP road,Jirakpur, Distt. Mohali, Punjab is a 12th pass. Cash amounting to Rs.3 lacs, one computersystem, two mobile phones containing the image of forged cheque instrument andother relevant data was recovered from his possession. 3. Raman(39 years) S/o Kishan Singh R/o H No- 220, Gali No-4, Rani Bagh, Delhi,Permanent Address- C-32, Naveen Palace, Nazafgarh, Delhi is a 10thpass. Cash amounting to Rs.50000/-,copies of forged cheque and copy of original cheque and one Scorpio vehicle bearing registration no.DL-1CT1938 which was mortgaged for Rs.05 lacs and was released by him by payingupfront from the cheated money were recovered from his possession. 4. PankajSachdeva (52 years) S/o Sri Ram Sachdeva R/o 412, Taigor Garden, Delhi, is 12thpass was. Cash amounting to Rs.50000/-was recovered at his instance. 5. AjayKumar (44 years) S/o Mahipal R/o H No-1,Gali No-1, Mandoli Extn, Delhi, is 12th pass. Cash amounting to Rs.50000 and a Hyundai i10car purchased from the cheated money, two mobile phones and a Tablet wererecovered at his instance. RECOVERY 1. Cashamounting to Rs.6.5 lac 2. Onecomputer system, 3. 04mobile phones and a Tablet containing the image of forged cheque instrument andother relevant data 4. Copiesof forged cheque 5. Copyof original cheque 6. OneScorpio vehicle bearing registration no.DL-1CT 1938 which was mortgaged forRs.05 lacs and was released by paying upfront from the cheated money recovered. 7. Hyundaii10 car purchased with cheated money. Further investigation is in progress. (VIJAY SINGH)IPS DEPUTY COMMISSIONER OF POLICE, NORTH WEST DISTRICT, DELHI.